I’m often asked if a driver who causes an accident can still get compensation for their medical bills. The short answer is yes. Florida is one of about a dozen states with “no-fault” motor vehicle liability laws. That means that no matter who is at fault in an auto accident, each person turns to his or her own insurance first to cover medical expenses and/or lost wages, up to as much as $10,000, depending on the various details of your case. This is called Personal Injury Protection coverage, or PIP.
Whether you were the driver or passenger, at fault or not, on a bicycle or a pedestrian hit by a car, if a car is involved in the accident you should turn to your auto insurance policy first for coverage. If you don’t have auto insurance, you may be covered by the auto insurance of a household relative who has insurance.
“Can I Sue for More than Just PIP?”